Transformações recentes no sistema financeiro nacional: o caso das fintechs.

Abstract

The goal for this project is to discuss the changes in the nacional financial market, as a result of the appearence of fintechs and also the importance of these companies in this environment. For that, the methodology used, of an exploratory nature, was based on the principle of observing the financial market in Brazil and the fintechs, through bibliographic research in articles from scientific magazines and periodicals, monographs, reports and websites relevant to the theme. From the analyzes that have done, it was possible to highlight the benefits and changes that technologycal innovations have generated for financial services. Moreover, another major impact caused by these changes was in the way that people do their banking operations and investments. When fintechs are compared to large tradicional financial companies, they offer greater consumer autonomy, reduced costs and less bureaucracy. With the results obtained during the research, was possible to conclude that fintechs are in a prominent position in the nacional financial field and have a great growth potencial for their businesses over the next few years.